Privilege Car Insurance has a 16 year history, and for the last six years the company has slowly shifted its focus towards giving rewards to careful drivers as a way of saying thank you for taking care.  Those who have not an accident for four years are considered a ‘careful driver’ and as such are eligible for a no claims discount.

After all, if you are not a high incident driver and are attentive on the road, Privilege believes that you should be rewarded for taking care.  Paying too much for car insurance seems absurd for a customer who rarely needs to use it, which is why the safe driving discount system has been the number one reason that many people choose Privilege.

Privilege is well known for its face, Nigel Havers who helped propel the popular car insurance slogan ‘You don’t have to be posh to be privileged’ into day to day vernacular and now the slogan makes up the heart of what Privilege has to offer those who take advantage of its main offering.

The way that the discounts work is simple which makes the car insurance policies very attractive to those who want full coverage without any of the hassle.  Those that have four or more years of on the road experience without any accidents automatically are considered for the no claims discount.

In order to apply for a policy to see a quote, one can simply head to the Privilege car insurance website or call the company by phone.  UK based all the way down to UK call centres, Privilege understands the needs of the modern motorist in the UK and is able to offer services designed to match.

With additional perks such as free breakdown cover, roadside assistance, and an underinsured driver promise; when you sign up for a policy you can design it to meet your needs.  For those who want extended coverage, Privilege also offers plenty of optional extras designed to meet any need you may have.

If you have a loyal customer base, then Privilege may have something to teach you about maintaining and growing your customer loyalty.

Related posts:

1. Public liability insurance: Make sure your business is covered As you will have seen from the various advertisements...
2. Chipsworld Ltd – A case study in CVA (Company Voluntary Arrangement) Chipsworld Ltd had to enter into a company voluntary arrangement...
3. No credit insurance, means no credit for 75% of SME’s The latest Quarterly Credit Conditions Monitor by the British Retail...

Related posts brought to you by Yet Another Related Posts Plugin.

Most people thrive on the diversity offered in almost every big urbanization, there are endless entertainment opportunities, huge selections of places to eat, and just about every activity imaginable is available in most cities of any size.

But now the Philips Livable Cities Award is trying to find people who want to improve their city, inhabitants who are conscious that a city needs to offer much more in many aspects of life in order to become far more user-friendly towards the people that live there.

Philips wants to hear regular people’s opinions about their city and what can be done to improve the liveability and enjoyment for everyone who lives there. They are offering three grants for the right ideas that will help to improve the way people live in our conurbations.

The three grants available from the Philips Livable Cities Award total €125,000 and are aimed at making ordinary people’s ideas become a reality in their city.

If you have your own ideas about what would make your city more lovable and liveable click here to find out more.

No related posts.

Related posts brought to you by Yet Another Related Posts Plugin.

The event will take place in the UK in September in London at which many experts will share how they have managed to maintain success even in the current turbulent business environment.  The public will be invited to attend in an event set to break barriers and help boost the UK economy.

TIME is the first public exhibit to be held in London and will offer 500 visitors a chance to listen to the presentations and advice from many top business men and women.  On the agenda will be discussions about social media, new income streams, internet wealth possibilities, new business leads, property investment opportunities, and sales strategies.

Over 20 speakers will be from the UK with more speakers scheduled from the USA and other countries all due to meet from Sept. 2-5 in London at the Ibis Earls Court Hotel.  Due to the magnitude of the speaker list, many delegates are travelling from across the world as well paying thousands of pounds for admission into the event.

The TIME event is organized by US marketing specialist Larry Loik and the UK entrepreneur Mark Nathwani.  The hope is to help restore the economy by offering people information on how they can take advantage of the many wealth and business opportunities that are available due to the new online marketplace.

Related posts:

1. Duncan Bannatyne to take part in 2010 Vertical Rush event for Shelter Businessman and Dragon’s Den star Duncan Bannatyne will be attempting...
2. Young businesswomen feature in Red Magazine’s most influential young women list Red Magazine’s 20 Under 30 Hot List, has revealed the...
3. SMEs want to know which political party is going to help them The Conservative Party outlined plans for a new fairer taxation...

Related posts brought to you by Yet Another Related Posts Plugin.

The survey shows that even a basic request in French or German will stump most UK businesses. UK staff who deal with frontline enquiries are falling spectacularly behind their European competition and very few have the training and support to respond in languages other than English. However, in mainland Europe things are very different, with the vast majority of French and German receptionists able to communicate fluently and clearly in a different language.

Commissioned by specialist language recruiter, Euro London Appointments, the survey involved calling the British offices of 116 FTSE 250 companies and asking for their postal address in either German or French. Only four companies were able to answer right away in the caller’s language. A further 12 asked the caller to hold and found someone who could speak the correct language. However, 17 companies simply hung up.

Comments from UK receptionists included “Sorry, I’m not with you, can you speak English?” and “We only speak English here!” shouted loudly down the phone. Others resorted to “If you can’t speak English I just can’t help you, I thought you all learned English!” and “Oh, for God’s sake!” before the phone was slammed down.

In comparison, when 116 similar companies in Germany were called, 114 were able to answer in perfect English; 85 were able to answer in French, and a large number could also speak Spanish too.

Responses from French companies also put the UK to shame with 112 immediately switching to English and 68 able to answer in German. Of the non-German speakers, a large number were able to switch to Spanish when that was offered as an alternative.

Steve Shacklock, Director of Euro London Appointments, which recruits multilingual staff across a range of industry sectors in the UK and continental Europe commented: “The comments from the English receptionists might seem funny, but it’s a disgraceful situation really. As business is now done on a global basis, investing in language skills, whether by hiring multilingual staff or installing training initiatives, is not only a way to protect your reputation, it’s an effective way to ensure your company’s growth in world markets. With the Olympics coming here in 2012, we’re going to see visitors from all around the world, with money to spend. The good news is that this still leaves plenty of time to invest in languages and companies that do so will certainly reap the benefits.”

Related posts:

1. British businesses caught out by recent adverse weather Over half (58%) of senior decision makers in small businesses...
2. A Business Coach – the new must have for any business What is a business without its employees? Well the answer,...
3. Willie Walsh faces crew backlash at AGM Chief executive of British Airways, Willie Walsh, faced heckling from...

Related posts brought to you by Yet Another Related Posts Plugin.

Retailers of DIY products, household goods, and chemists fell within the first two weeks of May, but clothing sales also suffered a substantial fall after three months of starting to show positive growth.  According to the CBI Distributive Trades Survey, 18% of all retailers posted decreases in sales with almost 50% reporting they saw a drop and only 30% reported growth.

These are the lowest set of figures seen since March of 2009 and were much worse than the 17% that many expected to see in sales increases.

Economists believe that het cold weather that hit at the beginning of May delayed the fashion chains trading and kept housing market at a minimal.

However, chief European economist at ISH Global Insight, Howard Archer, stated that consumers may also have been warned of spending by the global uncertainty that has been painted by the coalition and parliament Government.  Retailers themselves are also negative about June sales expecting to see sales continue to fall.

The chief economic advisor of the CBI, Ian McCafferty, stated that retail conditions look to remain fragile with shoppers starting to feel pinched again and cautious about making purchases since they have only see moderate pay raises in the face of an increase in prices across the globe.

Archer stated that June and July sales however may get a boost from the World Cup.

Related posts:

1. Retail sales final on the rise Survey findings from the Confederation of British Industry suggested that...
2. CBI unsure how good and fast recovery will be The CBI announced today that Britain’s struggling manufacturers are able...
3. CBI warn recovery is coming, but slowly The CBI business group has just issued a new warning...

Related posts brought to you by Yet Another Related Posts Plugin.

The podcast is part of a series being produced bi-monthly by Morgan Lovell, where listeners can hear about the latest trends, technology and people in the world of sustainable office design.

This first episode includes an interview with Paul King of the UK Green Building Council, who gives some amazing facts about the carbon emissions of buildings. A tour of a sustainable workplace and insight from the public at large about the environmental credentials of their workplace are also featured.

To download the latest episode, log on to www.morganlovell.com/podcasts.

Related posts:

1. SMEs say they are not getting help in going green SMEs are working hard to cut down on their emissions,...
2. Outsourcing web design If you are thinking about building a website to act...
3. Post Office changes would mean business In an age where the post office is quickly being...

Related posts brought to you by Yet Another Related Posts Plugin.

This flies in the face of government targets to reduce the carbon emissions by 60 per cent by 2050 and actively encourages more building to be built.

What can be done about it?

There is a petition on the 10 Downing street website that you can sign today – petitioning to lower the VAT for repair and maintenance materials to 5% from the 17.5% rate.

What else would a reduction to 5% provide?

A reduction of VAT to 5% in this area would not only assist individuals and businesses with maintaining and improving their existing properties but, by increasing the amount of building and maintenance repair work undertaken, this move will also be keeping the nation’s highly skilled employees in work during these difficult times. These trades people are a valuable asset to the industry as a whole and this is a vital opportunity to maintain and stimulate employment levels in the wider market.

If you have two minutes could you visit the petition page (http://petitions.number10.gov.uk/repairingbritain/) and fill in your details, I am trying to get 10′000 votes by April the 14th so your vote will really help!

There is also a Facebook fanpage which you can join to show your support of this worthwhile petition. http://www.facebook.com/pages/Rok-Repairing-Scotland/353891438971

Related posts:

1. SME’s fail to claim 25% of VAT refunds VAT registered SMEs throughout the UK are missing out on...
2. Team Building Events at the Snow Centre in Hemel Hempstead Here is a fun and unique team building opportunity. The...
3. Online Business Clinic with Lord Digby Jones Small businesses will be looking to capitalise on the anticipated...

Related posts brought to you by Yet Another Related Posts Plugin.

The list showcases the most talented professional women under thirty in Britain today and includes Chloe Smith (27), the youngest MP in the House of Commons and the Tories’ secret weapon’, Gemma Tuley (27), Gordon Ramsay’s protégé, Kirsty MacCarthur (30), director of Heartwood Wealth Management and the top new woman in the board room, Justice Williams (28) social entrepreneur and MBE, Emeli Sande (23), the big music star for the 2010’s and actress Sheridan Smith (28), the star of West End.

Related posts:

1. TIME event to help entrepreneurs Experts and entrepreneurs from across the world will meet to...

Related posts brought to you by Yet Another Related Posts Plugin.

Despite the UK taxpayer bailing out most of the UK banks, borrowing money through a loan or credit card has never been so expensive with rates averaging 36 times the base rate. In such a climate, it’s hard to see how calls for ‘smarter lending’ by Government and debt charities can be met by lenders. But one credit card provider has recently released a card that offers users a lifetime low rate for their balance transfers, the lender is MBNA and the card, unsurprisingly,
is called the ‘Rate for Life’ card.

The credit card, which is only available online, is a standout offering in a marketplace full of limited 0% offers and high standard APR’s and comes with a 5.9% interest rate and 1.5% balance transfer fee. However, Chief Marketing Officer at MBNA, Greg Reed insists that it was their customers that encouraged them to create the card: “We have listened hard to what customers want and I believe that this simplified, easy-to-understand, low rate card will have enormous appeal to customers.”

No doubt MBNA will be targeting the portion of the 30 million strong UK credit card holders that are tired of switching provider every 12 months and constantly worry whether their credit rating will be good enough to get a new 0% deal. But the ‘Rate for Life card’ will have to compete with some strong opposition and fellow card providers have realized that it’s not necessarily the rates that are the main deciding factor.

More and more affinity cards are emerging in the market place, such as MBNA’s own football credit cards and charity cards, that use the reputation and emotion connections of well-known brands encourage those seeking a new card to sign up. Whether the ‘Rate for Life’ card can persuade card-holders to transfer their balance to a longer lasting deal is unknown, but with more people than ever before looking for low interest rates to manage debt rather than make purchases, a lifetime 5.9% could be an attractive proposition.

Related posts:

1. SME’s fined for failing credit card safety measures SMEs are facing large penalties for failing to follow new...
2. Small business’s running on credit cards New research shows that small companies are now using their...
3. Rate rise may be too much for many London SMEs London’s private business firms, especially the minor ones like small...

Related posts brought to you by Yet Another Related Posts Plugin.

The FSB will hold its annual conference in March of this year in Aberdeen with speakers lined up from all of the prime political parties.  On the list to speak will be Leader of the Liberal Democrats and current Business Secretary Lord Mandelson, Tory Leader David Cameron, and Nick Clegg.  Shortly after the event the General Election will take place which should make it intriguing to see what the party leaders have in mind to say.

National Chairman of the FSB, John Wright, stated that the annual conference is designed to give SMEs the information that they will need to make an educated decision when they head to the polls so that they make a choice that will help them survive the year.

Wright continued to state that the lifeblood of the economy is small businesses and the FSB is making a strong effort so that the country can continue to rebound after the recession.

Related posts:

1. SMEs to get Government watchdog for loans The Enterprise Tsar of the Government is set to...
2. SME’s need more Government help Chairman of the FSB (Federation of Small Businesses), John Wright,...
3. Duncan Bannatyne to take part in 2010 Vertical Rush event for Shelter Businessman and Dragon’s Den star Duncan Bannatyne will be attempting...

Related posts brought to you by Yet Another Related Posts Plugin.