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	<title>Business News &#187; Employees</title>
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	<link>http://blwy.co.uk</link>
	<description>blwy.co.uk - Business News for SMEs</description>
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		<title>Team Building Events at the Snow Centre in Hemel Hempstead</title>
		<link>http://blwy.co.uk/team-building-events-at-the-snow-centre-in-hemel-hempstead/</link>
		<comments>http://blwy.co.uk/team-building-events-at-the-snow-centre-in-hemel-hempstead/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 16:16:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Corporate Events]]></category>
		<category><![CDATA[Team Building Event Ideas]]></category>
		<category><![CDATA[The Snow Centre]]></category>

		<guid isPermaLink="false">http://blwy.co.uk/?p=490</guid>
		<description><![CDATA[Here is a fun and unique team building opportunity.
The  Snow Centre in Hemel Hempstead, only 20 minutes north of London, is offering  The Mountain  Challenge. VParticipants are split into teams and, with help from their local  mountain guide, they have to devise the quickest route to reach the summit of  The [...]


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			<content:encoded><![CDATA[<p><img class="alignleft size-medium wp-image-491" style="margin: 5px;" title="Team Building at The Snow Centre" src="http://blwy.co.uk/wp-content/uploads/2010/09/Team-Building-at-The-Snow-Centre-300x200.jpg" alt="Team Building at The Snow Centre" width="300" height="200" />Here is a fun and unique team building opportunity.</p>
<p>The  Snow Centre in Hemel Hempstead, only 20 minutes north of London, is offering  The Mountain  Challenge. VParticipants are split into teams and, with help from their local  mountain guide, they have to devise the quickest route to reach the summit of  The Snow Centre’s slopes and raise a flag. Before they can start the climb, the  teams have to undertake a series of challenges to raise the necessary funds to  compete in the expedition. Instructors Steve Cross and Greg Price developed The  Mountain Challenge to help teams improve their team working skills, negotiation,  budgeting, project management, creativity and lateral  thinking.</p>
<p>The Snow Centre also is a popular off site  local destination for breakfast and lunch meetings and <a href="http://www.thesnowcentre.com/corporate-events" target="_blank">corporate events</a><strong> </strong>, offering a unique view,  wireless Internet and Costa Coffee. There are two fully serviced conference  rooms for 45 or 55 people available. The site offers free car parking and full  disabled access. Both conference rooms have air conditioning, wireless Internet  access, overhead projectors and a TV and DVD player with all the necessary  computer leads. The delegate rates include room hire and a hot or old buffet  lunch. Refreshments such as tea and coffee will be brought to your  room.</p>
<p>Businesses can also take out a range of snow  side activities such as Ski and Snowboard Lessons, Recreational Lift Passes for  all abilities or the World Cup Slalom. This last activity is an excellent method  of promoting a competitive atmosphere as well as stimulating the team spirit.  The World Cup Slalom includes race training from a highly qualified instructor.  The group will be split in two teams after the training, and these teams will be  pitted against each other to race through the gates and see who wins. After the  entertainment on the snow, visitors can head back to their conference room or to  The EDGE for food and drinks.</p>
<p>The Snow Centre offers corporate  memberships. The discount depends on how many people sign up at the time of  purchase.</p>
<p>More information about the Snow Centre available at <strong><a href="http://www.thesnowcentre.com/" target="_blank">www.thesnowcentre.com</a></strong></p>
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		<title>Managers do not understand the risks of working alone</title>
		<link>http://blwy.co.uk/managers-do-not-understand-the-risks-of-working-alone/</link>
		<comments>http://blwy.co.uk/managers-do-not-understand-the-risks-of-working-alone/#comments</comments>
		<pubDate>Thu, 19 Aug 2010 05:06:25 +0000</pubDate>
		<dc:creator>Alan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[General Services Association]]></category>
		<category><![CDATA[lone worker risks]]></category>
		<category><![CDATA[NHS survey]]></category>

		<guid isPermaLink="false">http://blwy.co.uk/?p=471</guid>
		<description><![CDATA[A survey conducted by the NHS revealed that only 50% of business managers actually comprehend the legislation in place that defines industry standards and the general non-compliance rules that can impact a business.
Other key findings in the survey show that managers do not understand how to design a lone worker solution.
The survey took place in [...]


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			<content:encoded><![CDATA[<p>A survey conducted by the NHS revealed that only 50% of business managers actually comprehend the legislation in place that defines industry standards and the general non-compliance rules that can impact a business.</p>
<p>Other key findings in the survey show that managers do not understand how to design a lone worker solution.</p>
<p>The survey took place in Scotland and was commissioned by Argyll in line with the 4<sup>th</sup> annual General Services Association conference that was held in Edinburgh on June 14<sup>th</sup>.</p>
<p>The GSA is made up of multiple agencies including members that are from social care, health, and education settings that all take placed in the private, voluntary, and public sectors.  The aim of the Association is to bring members together to develop an international and national network of support, information, and guidance while promoting the best practice when dealing with violence prevention.</p>
<p>The survey was conducted in order to help Argyll comprehend the real risks of working alone and the current protection methods that are in place within the NHS in Scotland along with the Local Authority and Housing Association sectors.</p>
<p>CEO of Argyll, Tom Morton, stated that there are technologies on the market that can help minimize the risks of working alone.  He stated that there are many effective and cost effective technical solutions out there but warned that the Internet is offering many options that can be confusing and may not meet the compliance requirements of the government.</p>
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		<title>A Business Coach – the new must have for any business</title>
		<link>http://blwy.co.uk/business-coach-benefits/</link>
		<comments>http://blwy.co.uk/business-coach-benefits/#comments</comments>
		<pubDate>Sun, 15 Aug 2010 11:28:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business Advice]]></category>
		<category><![CDATA[Employees]]></category>
		<category><![CDATA[Business coach]]></category>
		<category><![CDATA[business coaching]]></category>
		<category><![CDATA[life coaching for business]]></category>

		<guid isPermaLink="false">http://blwy.co.uk/?p=465</guid>
		<description><![CDATA[What is a business without its employees? Well the answer, most of the time is nothing. Employees are an essential part in any business. It may be a company of just 1 or 2 employees or it could be one with thousands. Whatever type of business or what it does, it certainly would not work [...]


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			<content:encoded><![CDATA[<p>What is a business without its employees? Well the answer, most of the time is nothing. Employees are an essential part in any business. It may be a company of just 1 or 2 employees or it could be one with thousands. Whatever type of business or what it does, it certainly would not work without the man power.</p>
<p><a href="http://www.lifecoach-directory.org.uk/articles/business.html">Business Coaching</a> can help keep your staff motivated which usually  results in a more productive work force, and improved workforce atmosphere. Business coaching or life coaches as they are commonly known, offer solutions on how to improve moral and motivation.</p>
<p>Life coaches can help with many issues that may arise within a work environment  such as:</p>
<p>•	Conflicts between staff members<br />
•	Staff lacking focus<br />
•	Stress due to fear of redundancy<br />
•	Work/life balance<br />
•	Employees not realising their full potential, feeling undervalued<br />
•	Increase staff commitment<br />
•	Poor staff moral</p>
<p>Life coaching for business provides all staff members with an outlet for their feelings and thoughts towards the business. The coach can set goals and targets to help everyone reach their potential, either as a group or individuals. For this reason business coaching is often offered in-house on a group basis or one to one sessions.</p>
<p>To find a business coach in your area why not visit <a href="http://www.lifecoach-directory.org.uk/">Life Coach Directory</a>. You can search by your postcode, town or county to find advice and support in your area. Every coach listed on the site is fully qualified and insured so you can be assured of their professionalism.</p>
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		<title>FSB wants clearer SME maternity leave rules</title>
		<link>http://blwy.co.uk/fsb-wants-clearer-sme-maternity-leave-rules/</link>
		<comments>http://blwy.co.uk/fsb-wants-clearer-sme-maternity-leave-rules/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 03:42:51 +0000</pubDate>
		<dc:creator>Alan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[FSB]]></category>
		<category><![CDATA[FSB wants maternity defined]]></category>
		<category><![CDATA[SME maternity leave rules]]></category>

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		<description><![CDATA[The Federation of Small Businesses stated that maternity leave regulations are in need of a ‘radical overhaul’ after publishing a report that calls for massive reform.
The FSB stated that legislation around maternity leave needs to be simplified so that SMEs are properly informed if they need to hold a job for an employee or not, [...]


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			<content:encoded><![CDATA[<p><img class="alignleft size-medium wp-image-460" title="fsb1" src="http://blwy.co.uk/wp-content/uploads/2010/08/fsb1-300x57.jpg" alt="fsb1" width="300" height="57" />The Federation of Small Businesses stated that maternity leave regulations are in need of a ‘radical overhaul’ after publishing a report that calls for massive reform.</p>
<p>The FSB stated that legislation around maternity leave needs to be simplified so that SMEs are properly informed if they need to hold a job for an employee or not, as maternity rights as they stand do not force an employee to clearly state their intentions.</p>
<p>Instead, the FSB is calling for an overhaul that will make pregnancy leave much more flexible and simple for both parents and employers.</p>
<p>Research from the FSB discovered that half of all small businesses found that maternity leave is too hard to administer properly, and many business owners often question if their employees will actually return back to work.</p>
<p>In their vision, a maternity leave system should be created that would offer parents an upfront large sum in return for an agreed upon length of absence so that the employer in return has a clear idea of when they can expect the worker back on the job.</p>
<p>At the moment maternity leave is 52 weeks with women entitled to 90% of their salary for six weeks and an additional 33 weeks at the set rate of £124.88 per week.</p>
<p>Fathers on the other hand are allowed two weeks of pay at the £124.88 rate which must be taken consecutively and within the first 56 days after a birth although new April reforms may allow fathers to take another six months of leave.</p>
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		<title>Willie Walsh faces crew backlash at AGM</title>
		<link>http://blwy.co.uk/willie-walsh-faces-crew-backlash-at-agm/</link>
		<comments>http://blwy.co.uk/willie-walsh-faces-crew-backlash-at-agm/#comments</comments>
		<pubDate>Thu, 15 Jul 2010 00:27:15 +0000</pubDate>
		<dc:creator>Alan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[BA strikes]]></category>
		<category><![CDATA[British Airway Strikes]]></category>
		<category><![CDATA[Unite trade members backlash]]></category>

		<guid isPermaLink="false">http://blwy.co.uk/?p=430</guid>
		<description><![CDATA[Chief executive of British Airways, Willie Walsh, faced heckling from the cabin crew at the annual meeting of the BA this morning as he stated that the airline faced down the threat of strikes that have occurred in a series.
Unite trade union members interrupted Walsh with cries of ‘empty aircraft’ and ‘give us numbers’ as [...]


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			<content:encoded><![CDATA[<p><img class="alignleft size-medium wp-image-431" style="margin: 5px;" title="BA2" src="http://blwy.co.uk/wp-content/uploads/2010/07/BA2-225x300.jpg" alt="BA2" width="225" height="300" />Chief executive of British Airways, Willie Walsh, faced heckling from the cabin crew at the annual meeting of the BA this morning as he stated that the airline faced down the threat of strikes that have occurred in a series.<br />
Unite trade union members interrupted Walsh with cries of ‘empty aircraft’ and ‘give us numbers’ as the BA boss stated that the airline had made it successfully through the strike series of crew walkouts in March, May, and June.<br />
Walsh also faced a ten minute question and answer session from a flight attendant that accused the airline of failing to discipline cabin crew that made fun of customers on Facebook and ‘gagging’ staff.<br />
As Walsh continued to speak about the response of the airway to the strikes about two dozen flight attendants attempted to shout him down.  While saying that the airline had flown one hundred percent of services from Gatwick and most of the flights out of Heathrow Walsh was again interrupted by shouts of ‘no’ and ‘give us numbers.’<br />
Walsh stated that British Airways was not disputing with its staff, but that it was in dispute with the Unite trade union which also caused cabin crew members to start laughing.<br />
Sid Thatcher, a retired BA staff member, stated that the cabin crew strikes were not forgivable during his address and was also drowned out by crew members in the audience.<br />
Shareholder David Millar spent some time meeting with Unite members prior to the meeting and was worried that customers were caught in the middle of the debate.</p>
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		<title>Strike threat at BT could seriously hurt businesses</title>
		<link>http://blwy.co.uk/strike-threat-at-bt-could-seriously-hurt-businesses/</link>
		<comments>http://blwy.co.uk/strike-threat-at-bt-could-seriously-hurt-businesses/#comments</comments>
		<pubDate>Fri, 18 Jun 2010 01:40:04 +0000</pubDate>
		<dc:creator>Alan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[BT engineer strike]]></category>
		<category><![CDATA[BT Strike]]></category>
		<category><![CDATA[Communication Workers Union strike]]></category>

		<guid isPermaLink="false">http://blwy.co.uk/?p=399</guid>
		<description><![CDATA[Members of the CWU, Communication Workers Union, at BT have rejected a new pay offer from telco, which may lead to about 50,000 workers striking in the near future.  If the strike occurs, it will be the first of its type in over twenty years.
The CWU represents thousands of workers such as call centre staff [...]


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			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-400" style="margin: 5px;" title="bt" src="http://blwy.co.uk/wp-content/uploads/2010/06/bt.png" alt="bt" width="175" height="83" />Members of the CWU, Communication Workers Union, at BT have rejected a new pay offer from telco, which may lead to about 50,000 workers striking in the near future.  If the strike occurs, it will be the first of its type in over twenty years.</p>
<p>The CWU represents thousands of workers such as call centre staff and engineers.  If the engineers choose to strike the BT network will fail to keep its high standard of support.  If these types of problems occur, then tens of thousands of consumers including business consumers will lose internet connections.</p>
<p>Last week the CWU moved to ballot its BT members after a two percent pay increase was offered to them, the results of which will determine if BT staff will walk out in frustration.</p>
<p>A CWU spokeswoman stated that the strike would be felt the most on the engineering side because if network failures occur while the engineers are not there then large problems will ensue.</p>
<p>The spokeswoman continued to say that call centres would also have problems resulting from the strike but BT can use Indian operations to make up for the striking workers.</p>
<p>A spokesman for BT stated that the company is hoping to avoid the strike but has made plans for its occurrence which will see staff cover for those that are on strike.  BT can also turn to its third part options such as Openreach which is supported by third party firms Telent and Carillion.</p>
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		<title>The World Cup and the sick day dilemma</title>
		<link>http://blwy.co.uk/the-world-cup-and-the-sick-day-dilemma/</link>
		<comments>http://blwy.co.uk/the-world-cup-and-the-sick-day-dilemma/#comments</comments>
		<pubDate>Sat, 12 Jun 2010 03:17:57 +0000</pubDate>
		<dc:creator>Alan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[sick days and World Cup]]></category>
		<category><![CDATA[World Cup]]></category>
		<category><![CDATA[World Cup guide for employers]]></category>

		<guid isPermaLink="false">http://blwy.co.uk/?p=396</guid>
		<description><![CDATA[With the World Cup launching this week fans from all over the world are ready for what should be a very entertaining month of football.  However, employers are not as excited given that there is a great chance many employees are apt to call in ‘sick’ in order to watch the big games that match [...]


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			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-397" style="margin: 5px;" title="worldcup" src="http://blwy.co.uk/wp-content/uploads/2010/06/worldcup.jpg" alt="worldcup" width="173" height="290" />With the World Cup launching this week fans from all over the world are ready for what should be a very entertaining month of football.  However, employers are not as excited given that there is a great chance many employees are apt to call in ‘sick’ in order to watch the big games that match up with their work shifts.</p>
<p>Guidelines are already circulating about how company’s can best deal with this problem suggesting tips such as the fact that all employees that call in ‘sick’ on match days be required to provide evidence of a GP visit or other medical evidence.  In order for this to be effective however, employers will need to implement the policy across the workforce, which may affect many who have genuine health problems.</p>
<p>Businesses are also reminded that employees are not able to claim it is their right to take their annual leave during the World Cup, and that all holiday requests can be refused for applicable reasons such as being shorthanded by the employer.</p>
<p>Given the World Cup only comes once every four years, it may be tempting to allow the time off for company employees, but keep in mind that not all football fans are English and male thus fair treatment needs to be given to all employees regardless of which team they support.  Along the same lines, annual leave requests from those who do not fit the mould and those who have no interest in football but simply want a leave should be equally weighed.</p>
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		<title>British companies need to take foreign language skills seriously</title>
		<link>http://blwy.co.uk/british-companies-need-to-take-foreign-language-skills-seriously/</link>
		<comments>http://blwy.co.uk/british-companies-need-to-take-foreign-language-skills-seriously/#comments</comments>
		<pubDate>Thu, 10 Jun 2010 15:11:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business Advice]]></category>
		<category><![CDATA[Employees]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Business Language Skills]]></category>

		<guid isPermaLink="false">http://blwy.co.uk/?p=390</guid>
		<description><![CDATA[While almost all French and German companies are able to deal with enquiries from abroad, their British counterparts just aren’t getting the message, according to a new survey.
The survey shows that even a basic request in French or German will stump most UK businesses. UK staff who deal with frontline enquiries are falling spectacularly behind [...]


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			<content:encoded><![CDATA[<p>While almost all French and German companies are able to deal with enquiries from abroad, their British counterparts just aren’t getting the message, according to a new survey.</p>
<p>The survey shows that even a basic request in French or German will stump most UK businesses. UK staff who deal with frontline enquiries are falling spectacularly behind their European competition and very few have the training and support to respond in languages other than English. However, in mainland Europe things are very different, with the vast majority of French and German receptionists able to communicate fluently and clearly in a different language.</p>
<p>Commissioned by specialist language recruiter, Euro London Appointments, the survey involved calling the British offices of 116 FTSE 250 companies and asking for their postal address in either German or French. Only four companies were able to answer right away in the caller’s language. A further 12 asked the caller to hold and found someone who could speak the correct language. However, 17 companies simply hung up.</p>
<p>Comments from UK receptionists included <strong>“Sorry, I’m not with you, can you speak English?”</strong> and <strong>“We only speak English here!”</strong> shouted loudly down the phone. Others resorted to <strong>“If you can’t speak English I just can’t help you, I thought you all learned English!”</strong> and <strong>“Oh, for God’s sake!” </strong>before the phone was slammed down.</p>
<p>In comparison, when 116 similar companies in Germany were called, 114 were able to answer in perfect English; 85 were able to answer in French, and a large number could also speak Spanish too.</p>
<p>Responses from French companies also put the UK to shame with 112 immediately switching to English and 68 able to answer in German. Of the non-German speakers, a large number were able to switch to Spanish when that was offered as an alternative.</p>
<p>Steve Shacklock, Director of Euro London Appointments, which recruits multilingual staff across a range of industry sectors in the UK and continental Europe commented: <strong>“The comments from the English receptionists might seem funny, but it’s a disgraceful situation really. As business is now done on a global basis, investing in language skills, whether by hiring multilingual staff or installing training initiatives, is not only a way to protect your reputation, it’s an effective way to ensure your company’s growth in world markets. With the Olympics coming here in 2012, we’re going to see visitors from all around the world, with money to spend. The good news is that this still leaves plenty of time to invest in languages and companies that do so will certainly reap the benefits.”</strong></p>
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		<title>Sick days still costing business huge sums</title>
		<link>http://blwy.co.uk/sick-days-still-costing-business-huge-sums/</link>
		<comments>http://blwy.co.uk/sick-days-still-costing-business-huge-sums/#comments</comments>
		<pubDate>Wed, 09 Jun 2010 14:03:05 +0000</pubDate>
		<dc:creator>Alan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[CBI survey]]></category>
		<category><![CDATA[Sick days]]></category>

		<guid isPermaLink="false">http://blwy.co.uk/?p=387</guid>
		<description><![CDATA[Even with a slight decrease in the number of employee absences due to sickness, the cost of ‘sick days’ in the public and private sectors combined amounted to a loss of almost £17 billion last year.
A CBI survey found that last year U.K. workers took 180 million days off because of illness, or an average [...]


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			<content:encoded><![CDATA[<p><img class="alignleft size-medium wp-image-388" style="margin: 5px;" title="a22" src="http://blwy.co.uk/wp-content/uploads/2010/06/a22-300x225.jpg" alt="a22" width="300" height="225" />Even with a slight decrease in the number of employee absences due to sickness, the cost of ‘sick days’ in the public and private sectors combined amounted to a loss of almost £17 billion last year.</p>
<p>A CBI survey found that last year U.K. workers took 180 million days off because of illness, or an average of 6.4 days each.  This was down by about 330,000 from 2007, and the lowest since the survey was first taken in 1987.</p>
<p>Overall, the public sector has a much higher incidence of employee sick days than the private sector.  Last year the gap was narrowed a little, but public sector workers still took an average of 8.3 days off during the year, compared to 5.8 in the private sector.</p>
<p>According to a report based on a survey in 241 public and private sector organizations,</p>
<p>part of the problem is malingering.  Roughly 15 percent of the absences due to sickness were the result of employees calling in sick when they really weren’t, and the bogus sick days cost about £2.5 billion in one year.</p>
<p>The leading causes of health-related absences from work have been established as mental health, back pain and other musculoskeletal disorders, said the U.K medical director at Pfizer, Dr. Berkeley Phillips.  In the case of many workers in the public health sector, i.e. hospitals and other medical facilities, the sick-day ratio is generally highest, with the reasons often being stress and depression.</p>
<p>Both CBI and Pfizer said that this issue must be addressed, with the aim of bringing public sector absenteeism down to the same level as that of the private sector.  If this can be done, they estimate that the U.K. economy could save as much as £5.5 billion in the next five or six years.</p>
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		<title>Sending Staff Abroad: Good Planning Can Save Lives</title>
		<link>http://blwy.co.uk/sending-staff-abroad-good-planning-can-save-lives/</link>
		<comments>http://blwy.co.uk/sending-staff-abroad-good-planning-can-save-lives/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 13:48:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business Advice]]></category>
		<category><![CDATA[Employees]]></category>

		<guid isPermaLink="false">http://blwy.co.uk/?p=313</guid>
		<description><![CDATA[Ensuring successful overseas assignments for employees is no easy task. The potential pitfalls businesses face are many – not least in terms of health and welfare.
Businesses frequently have to contend with a variety of issues from full scale medical emergencies to employees that fail to adjust to the cultures of foreign climes.
A study conducted by [...]


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			<content:encoded><![CDATA[<div id="attachment_314" class="wp-caption alignleft" style="width: 246px"><img class="size-medium wp-image-314 " style="margin: 5px;" title="Rachael Floyd" src="http://blwy.co.uk/wp-content/uploads/2010/03/Rachael-Floyd-236x300.jpg" alt="Rachael Floyd" width="236" height="300" /><p class="wp-caption-text">Rachael Floyd</p></div>
<p>Ensuring successful overseas assignments for employees is no easy task. The potential pitfalls businesses face are many – not least in terms of health and welfare.</p>
<p>Businesses frequently have to contend with a variety of issues from full scale medical emergencies to employees that fail to adjust to the cultures of foreign climes.</p>
<p>A study conducted by PMI Global, a new service which offers an integrated package of insurance and healthcare support for employees abroad, recently highlighted the need for a greater duty of care amongst many employers that assign staff overseas.</p>
<p>The survey of UK-based HR professionals revealed that 48 per cent of companies fail to conduct full health assessments of the destinations they send staff to, while 44 per cent don’t organise vaccinations for their employees, where required. A further 20 per cent of companies that send employees abroad for prolonged periods fail to provide them with international health insurance.</p>
<p>According to Rachael Floyd, PMI Global’s Operations Director and registered nurse, good planning is everything and precautions taken at an early stage can, quite literally, save lives. She has revealed 10 things that will ensure your staff are fit for business before they jet off on overseas placements.</p>
<p><strong>1.  Check to see if health insurance is mandatory</strong>. Hefty bills can result from      medical problems abroad and so adequate cover is vital. When sending staff      abroad for more than six months, you should provide them with      international health insurance – for some countries, particularly in the      Middle East, it is mandatory. If an employee is being posted to Saudi       Arabia or      Abu Dhabi,      for example, residency visas and work permits are dependent upon having      appropriate health insurance.</p>
<p><strong>2.  Business travel insurance is no replacement for      International PMI</strong>. For short business trips, business travel insurance will cover      urgent medical treatment with the additional benefit of      insuring personal possessions and including limited kidnap and ransom      cover. Policies have a maximum number of days that individuals can travel under      them each year. As with the EHIC – which covers emergency healthcare treatment – cover is      restricted and it should not be viewed as a replacement for an      international medical policy.</p>
<p><strong>3.  Don’t rely on EHIC</strong>. In the European Economic Area (EEA) and Switzerland,      the EHIC (the European Health Insurance Card) has a number of restrictions.      It is not normally available if you are living in another country; it will      only provide access to emergency, state-provided treatment and it doesn’t      pay for emergency evacuation or repatriation. It can’t be viewed as a replacement for an international      medical policy.</p>
<p><strong>4.  Seek professional advice: not all health policies are      created equal</strong>. When arranging employee health insurance, don’t assume all international      policies are the same – take expert advice. The flexibility of cover      benefits, for example, is a key consideration. Maternity cover accounts      for around 15 per cent of a premium and will be unnecessary for single      male assignees. Excluding the USA from a worldwide policy      meanwhile can halve premium costs.</p>
<p><strong>5.  Forewarned is forearmed when making a medical claim</strong>. In addition to the numerous      financial considerations employees have to deal with, from setting up      local bank accounts to arranging money transfers, they should also be      aware of the medical insurance claims process. For out-patient treatment      abroad, the employee will in most cases pay the bill and then claim it      back from the medical insurer. Be sure to check what the insurers’      procedures are for outpatient claims are &#8211; how long will it be before the      claim is paid back by the insurer, for example, does the claim require      preauthorisation and will it be paid directly into the employee’s account?      If a claim is paid by cheque, this can take 6 to 8 weeks to process abroad      and employees should be mindful of this.</p>
<p><strong>6.  Ensure employees are fit to travel</strong>. A      pre-travel health check can go a long way to ensuring employees remains      fit and healthy while they’re abroad. A report on their state of health      can enable staff to take control of their own wellbeing before they pick      up their passport. Underlying medical conditions can be identified and      addressed before travelling, with medical care received from doctors in a familiar      healthcare system without language barriers. A pre-travel screening can      also highlight any recommended working adjustments and reduce the risk of      a secondment being cut short due to illness.</p>
<p><strong>7.  Don’t expose your      business to the risk of an uninsured claim</strong>. Check the small print of your Employers’      Liability policy. Standard Employers’ Liability insurance does not      normally cover staff working abroad for extended periods and      country-specific policies may be required. In many      countries it is a statutory requirement for an employer to have liability      insurance to cover employees who are injured or contract a work-related      illness. It is      also advisable to conduct full health risk assessments on the destinations      you send staff and fully brief them on the local issues before they set      off.</p>
<p><strong>8.  Take steps to avoid preventable illnesses</strong>. An array of tropical diseases      lie in wait for employees travelling abroad, from Cholera and Typhoid to      Hepatitis and Yellow Fever. Vaccinations and anti-malarial drugs should be      arranged where required but be mindful of the fact that many vaccines take      several weeks to become effective. In the case of Yellow Fever, some      countries in Asia require a mandatory International      Certificate of Vaccination against the disease.</p>
<p><strong>9.  Healthy mind – healthy business: look after employees’      emotional wellbeing</strong>. Industry analysts suggest that      up to 40 per cent of placements abroad fail due to psychological      distress.  Employees      and their families often fail to adjust to foreign cultures, feel      alienated or isolated but some simple steps can be taken to help ease the      transition. Employee Assistance Programmes can offer      employees access to confidential support, practical information and expert      advice throughout Europe, Asia, Africa and North and South       America. Studies show that for every £1 spent on an EAP, an organisation can recover anywhere between £3 and £20. For vital international      placements, the return on investment may be even greater.</p>
<p><strong>10.  Protect your assets      against extortion</strong>. Kidnapping of company      employees is a very real risk and generates hundreds of millions a year in      ransom payments for guerilla and criminal groups around the world. With UK      government policy not to pay ransoms, employers should seriously consider Kidnap and Ransom insurance cover when sending staff to volatile      regions particularly areas of Latin America, Asia and the Middle East. Security consultants      are made available to protect your employee and provide practical help on      the ground should a problem arise.</p>
<p><strong>“Sending employees abroad can have a huge impact on their occupational development and help boost a business’s profile and standing oversees,”</strong> Rachael added.</p>
<p><strong>“Moreover, it’s encouraging that, according to our research, a large number of UK companies are well equipped for sending employees abroad. However, for those that are not, the business and financial implications can be considerable.”</strong></p>
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